1. Provider

cogify AG

Platz 4

6039 Root D4

Switzerland

Email: support@icards.link

2. Scope of Application

These General Terms and Conditions (T&C) govern all legal relationships between cogify AG (hereinafter “cogify”) and its customers (hereinafter “Customer”) regarding the purchase of business cards with integrated contactless interface (“iCards”) and the use of the associated digital platform.

By placing an order, the Customer accepts these T&C. Deviating terms and conditions of the Customer shall only apply if expressly acknowledged in writing by cogify.

3. Conclusion of Contract

The contract is concluded upon order via the website or upon acceptance of an offer submitted by cogify, as well as acceptance of these T&C.

cogify reserves the right to reject orders without stating reasons.

4. Description of Services

4.1 Subject Matter

The iCard is a physical business card with an integrated contactless interface (NFC technology). By holding it near a compatible end device (e.g., smartphone with activated NFC or equivalent reading function), the iCard enables access to digital content or contact information.

The iCard is connected to a cloud-based platform operated by cogify. This platform enables in particular:

• Storage and management of contact and master data
• Storage of communication data (including email communication data)
• Statistical analysis and tracking of sales activities
• Transmission of data via API interfaces to third-party systems (e.g., CRM systems)

The platform does not constitute a comprehensive CRM system. No specific economic success or sales performance is owed.

4.2 Technical Requirements

Use of the iCard requires a compatible end device and a functioning internet connection. cogify does not guarantee compatibility with all devices or future device models.

4.3 Availability and Service Level

cogify provides the platform within the limits of technical and operational possibilities. No specific Service Level Agreement (SLA) or guaranteed minimum availability is owed. Maintenance work, further developments, security updates, or technical disruptions may lead to temporary interruptions. There is no entitlement to uninterrupted or error-free availability.

4.4 Further Development and Functional Changes

cogify is entitled to further develop, modify, or change platform functions, provided that the essential contractual purpose is not impaired.

There is no entitlement to the retention of specific functions or integrations.

4.5 Third-Party Integrations

API integrations with third parties are provided within technical possibilities. cogify does not guarantee the permanent availability, compatibility, or functionality of third-party systems.

4.6 Discontinuation of the Platform

cogify reserves the right to discontinue operation of the platform for objective reasons. In such case, the Customer will be informed within a reasonable notice period.

5. Prices and Payment

The iCard is purchased as a one-time purchase.

Upon purchase of an iCard, the Customer is granted access to all platform features at no additional charge.

Notwithstanding the foregoing, cogify reserves the right to introduce fees for specific features in the future, in particular the sales pipeline functionality.

All prices are stated in CHF and exclude statutory VAT unless otherwise indicated.

Payment processing is carried out via the external payment service provider Payrexx AG (Switzerland). Their terms and conditions additionally apply.

In the event of late payment, cogify is entitled to temporarily suspend access to the platform.

6. Rights of Use

The Customer is granted a non-exclusive, non-transferable right to use the platform. Resale or unauthorized disclosure of access credentials is prohibited.

All rights to software, design, platform, and technology remain with cogify.

7. Obligations of the Customer

The Customer undertakes to store only lawful content and to comply with applicable data protection obligations toward its own customers.

The Customer bears sole responsibility for the lawfulness of the data processed by it.

8. Data Protection and Data Processing

8.1 Allocation of Roles

To the extent that cogify processes personal data of the Customer for contract execution, invoicing, or its own marketing purposes, cogify acts as controller within the meaning of the Swiss Federal Act on Data Protection (revDSG).

To the extent that the Customer processes personal data of third parties via the platform, the Customer acts as controller and cogify as processor pursuant to Art. 9 revDSG.

8.2 Subject and Purpose of Processing

The processing includes in particular:

• Storage of contact and master data
• Storage of communication data
• Provision of statistics and tracking functions
• Hosting and data backup

8.3 Technical and Organizational Measures

cogify implements appropriate technical and organizational measures pursuant to Art. 8 revDSG, including access restrictions, encrypted data transmission (TLS), backups, and server location in Switzerland.

Processing of and access to personal data may, in the course of providing the services, be carried out by employees, affiliated personnel, or duly appointed subcontractors of cogify within Switzerland as well as within the European Union (EU/EEA).

The EU/EEA member states are recognised as providing an adequate level of data protection in accordance with Swiss data protection law.

Any transfer of personal data to a country that does not ensure an adequate level of data protection shall only take place in strict compliance with the applicable statutory requirements and subject to appropriate safeguards (such as standard contractual clauses or equivalent legal mechanisms), unless such transfer is initiated or expressly requested by the Customer (e.g., through the use of third-party integrations).

8.4 Subprocessors

cogify is entitled to engage subprocessors for the provision of services. cogify contractually obliges subprocessors to comply with applicable data protection laws, in particular the Swiss Federal Act on Data Protection (revDSG), and to implement appropriate technical and organizational measures.

cogify remains responsible towards the Customer for compliance with data protection obligations by subprocessors.

8.5 Assistance Obligations

cogify supports the Customer, within reasonable limits, in responding to data protection requests from data subjects.

8.6 Deletion

Upon termination of platform use, personal data shall be deleted or, upon request, returned, subject to statutory retention obligations.

9. Liability

To the extent permitted by law, cogify shall not be liable for indirect damages, consequential damages, loss of profit, or data loss.

Total liability is limited to the purchase price paid by the Customer for the iCard.

Mandatory statutory liability provisions remain reserved.

11. Force Majeure

cogify shall not be liable for non-performance or delayed performance of obligations due to events beyond its control (force majeure).

Force majeure includes in particular natural disasters, governmental orders, cyberattacks, power or internet outages, and failures of third-party providers or hosting infrastructures.

During such events, cogify shall be released from its performance obligations.

12. Severability Clause

Should any provision of these T&C be invalid, the validity of the remaining provisions shall remain unaffected.

13. Governing Law and Jurisdiction

Swiss law shall apply exclusively.

The place of jurisdiction is the registered office of cogify AG in Root, Switzerland. Mandatory places of jurisdiction for consumers remain reserved.

This document was last updated on March 4th, 2026